Policy schedule
4 pinpointedPlan 1 · Group Hospital & SurgicalReviewed
AI-native platform for benefits brokers
The giant’s firepower.Your boutique’s touch.
Covee performs the heavy lifting for you, your clients and their employees, white-labeled as your own. You bring the judgment. Covee brings the tools.
Book a demoBroker Renewal Command Center
Covee turns weeks of manual renewal work into side-by-side comparisons
BEFORE COVEE
Chase, retype, rebuild. Every renewal.
retype sub-limits!
XLS
census_raw_dump.xlsx
PDF
Incumbent renewal terms
F
GIFF fact-find form
CSV
claims_2023-25_raw.csv
PDF
GHS policy contract
40pp| Plan A | Plan B | |
|---|---|---|
| Ann. limit | $150k | $200k |
EMAIL
Insurer GHS quotes
E&O risk: one typo = liability
AFTER COVEE
Extracted, compared, cited to source.
ExtractionSlipsCompare
Product walkthrough summary.
- Extracted policy values, each one citing the page it was read from.
- Illustrative quotation slip with three requested benefit plans.
- Four illustrative carrier premiums and benefits compared side by side; choose a carrier for the value view.
Your team loses more than half the year to administration rather than advice.
Covee prepares, analyses and recommends. You decide.
HR Portal
Give HR a clear plan for containing cost, while easing their benefits workload
Turn claims into loss ratios, cost drivers and recommendations HR can act on. Fuss-free, HRIS census upload integrations.
2026
Claims
Illustrative company
Claims history.xlsx22 KB · Uploaded
| Claim | Date | Line | Amount | Status |
|---|---|---|---|---|
| CLM-10482 | 14 Mar 2026 | Group medical | SGD 4,280 | Approved |
| CLM-10479 | 09 Mar 2026 | Dental | SGD 180 | Paid |
| CLM-10451 | 02 Mar 2026 | Group medical | SGD 8,450 | In review |
| CLM-10408 | 27 Feb 2026 | Flex benefits | SGD 85 | Paid |
HR Portal summary.
- Illustrative claims import with paid amounts, dates and product lines.
- Illustrative paid claims and loss ratios across five policy years.
- Covee claims methodology: find the cost, protect big claims, manage everyday use, compare and track.
- A chart compares doing nothing against managed interventions from two years before today to three years after it.
- Six things to do next: Close the health-screening gap; Heart & diabetes follow-up; $5 co-pay for panel GP visits; Physiotherapy & ergonomics; Counselling & mental health; Team step challenge.
Employee App
My eCardSinglifeIn force · 2026/27Lim Mei Ling · Member ID E-30122
You are covered for
Hospital & SurgicalA1 Ward, SinglifeUpgraded
Outpatient$2,350 MSA sharedCore
Critical Illness$60,000 lump sumUpgraded
Employee App summary.
- Benefits view with a Singlife eCard in force for 2026/27, and cover for hospital and surgical, outpatient and critical illness.
- Claims view with a submit-claim action and two claims: a $48 non-panel GP visit in review and a $62 overseas GP visit already paid.
- Submit a claim form paid from the MSA, with the receipt being read, for an outpatient non-panel GP visit of $45.00.
- The claim comes back approved and paid under reference SG-320829, reimbursed from the FlexBen@ACME wallet.
Flex enrolment & wallet
Your own branded flex platform
Easy to configure wallet, enrolment, claims submission, benefits guide, chatbot, clinic locator, marketplace and payment gateway.
Built by brokers and technologists, for brokers
“I left Mercer to build CXA around one question: why does the industry only pay claims after people get sick, instead of helping them stay well? CXA grew to 500 large corporate clients and 1 million employees, won mostly from the giants. Now I can finish what I started, with AI’s next generation of tools.”
Rosaline Chow Koo
Co-founder & CEO
Insurtech of the Year, Asia Insurance Industry Awards
Grew Mercer Marsh Benefits 800% into the Asia market leader, then founded CXA, which grew to #3 in market share.
LinkedIn →
Brandon Wirakesuma
Co-founder, COO
Data analytics at Blackrock, then scaling Meta and Wish across SEA, before strategic initiatives at VIDA Digital Identity.
LinkedIn →
Wilson Wu
VP Engineering
Built CXA’s platform alongside Rosaline. Two decades scaling big-data, ML and SaaS startups as architect and product lead.
LinkedIn →Built by industry leaders and veterans from
Covee is funded and co-built by
The same people who built and scaled
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